Centris Blog
Savings: Tips to Teach Your Children How to Save
The Importance of Saving You've probably heard the statistics - 63 percent of Americans can't afford a $1,000 unexpected expense and overall household debt is up by 11 percent over the last decade. These stats don't bode well for savings. They also are indicative of...
Keep More of the Money You Earn from Each Paycheck
Living Paycheck to Paycheck According to the 2017 American Payroll Association (APA) national online survey, “Getting Paid in America”, 37.3 percent of America’s workers would experience financial difficulties if their paychecks were delayed for just one week. This...
Mortgage Loan: Factors to Consider to Receive the Best Rate
Mortgage Loan Dream The American dream - the house with a white picket fence and two children. At one point in our country's history, the American dream was the ideal to strive for. While the definition of this dream has changed over the years, home ownership is still...
Student Loan Debt: What You Can Do to Pay It Off Faster
Student Loan Statistics It's no surprise that as the cost of higher education increases so does student loan debt. The average tuition cost of a four-year private university is $34,750. For a public university, in-state tuition on average costs $9,970 and out-of-state...
Cybersecurity: How to Protect Your Personal Information
What is Cybersecurity? Today’s technology is innovative, interactive and beneficial on many levels; however, it also lends itself to major security risks. Think of all the electronic devices you use on a daily basis. All of these devices are susceptible to threats on...
Elderly Financial Abuse: Identifying the Types and How To Prevent It
Understanding the Impact of Elderly Financial Abuse According to the Federal Trade Commission (FTC), millions of older Americans are financially abused. Records show that 84 percent of cases go unreported. Older Americans can fall victim to elderly financial abuse...
Car Buying Tips
Car Buying Process The car buying process has dramatically changed over the years. The average car buyer spends weeks and possibly months researching vehicles to find the right color, make/model and equipment; however, over the past 10 years, the number of dealerships...
Small Business Ownership: Create a Plan for Financing
Starting a Small Business The benefits of owning a small business are numerous – being your own boss, controlling your future, creating your own flexible hours, taking risks but reaping the rewards and feeling a sense of pride in building something of your own. Many...
Credit Unions vs. Banks: The Differences Between the Two
Credit Union Philosophy A credit union is a financial institution that offers all the same products and services as a bank does, but credit unions have a people-first mentality. Credit unions exist to serve their members (banks call them customers), not to make a...