Centris Blog
What is Financial Literacy, and Why Does It Matter?
Financial literacy is a big deal. Many people may not realize its importance until they make significant life decisions, such as applying for a mortgage or starting to invest for retirement. As a credit union, weāre committed to investing in the financial wellness of...
Sprinkk Expands Operations with Help From Centris Federal Credit Union
Small businesses thrive when they have the right financial partner. At Centris Federal Credit Union, supporting entrepreneurs with the tools, guidance, and funding they need to grow is what itās all about ā just ask Tessa Porter, founder of Sprinkk! [video...
Protecting Your Home Equity: Recognizing and Avoiding Scams
Home Equity Loans and Lines of Credit are excellent financial tools that allow homeowners to leverage their homeās value for renovations, debt consolidation, or major purchases. These loans often come with lower interest rates than other financing options, making them...
Should You Refinance Your Auto Loan?
In many areas of the United States, having a car is essential, and most people need an auto loan to purchase one. However, you don't have to stick with your original auto loan for its entire duration. You can take advantage of auto loan refinancing, which allows you...
Getting More Mail After Closing a Mortgage or Home Equity Product? Here’s What You Should Know
Many people notice more unsolicited mail arriving at their house after closing a mortgage or a home equity product, such as a home equity line of credit (HELOC) or home equity loan. Some of these mailings include sales pitches, while others use urgent language that...
How to Recognize and Avoid Online Loan Fraud
In light of current economic challenges and the diminishing influence of COVID-era stimulus payments, consumers are increasingly turning to loans for financial relief. However, many online loan companies are not as legitimate as they seem. Predatory lenders target...
Checking Accounts: Types & How to Choose the Right One for You
Checking accounts are crucial in supporting our everyday financial needs, whether paying bills, making purchases or managing a budget. While a checking account may seem like just another type of bank account, thereās more to it than you might think! Thatās why taking...
Protect Yourself from Artificial Intelligence Scams
Experts in the financial industry are expecting scammers to use new technology, such as artificial intelligence (AI), to play on emotions in attempts to trick and scare people. Regardless of the method being used, scammers usually have the same goal ā to obtain your...
How to Protect Your Identity After National Public Data Breach
A recent National Public Data (NPD) breach exposed the social security numbers, phone numbers, addresses, email addresses, birthdates and other sensitive information of hundreds of millions of American, Canadian and UK citizens. This is one of the largest and most...